In the realm of healthcare, David Contorno, the Founder and CEO of E Powered Benefits, is not merely challenging conventions; he’s spearheading a profound transformation. Through E Powered Benefits, David pioneers health plan management for companies, championing transparency by upfront fee sharing and eliminating bonuses or carrier incentives in contracts.
A Journey of Empowerment
E Powered Benefits isn’t just another consulting firm; it’s a beacon of change. David’s revolutionary health plans aim to slash employer costs by 40-60% compared to traditional plans, all while offering employees unparalleled benefits with minimal out-of-pocket expenses. The cornerstone of his philosophy lies in incentivizing improved clinical outcomes to enhance the overall quality of life for plan members.
David’s journey in the insurance industry commenced at the age of 12, with his true passion for benefits and health insurance emerging at 17. For nearly three decades, he dedicated himself to providing traditional broker services and offering conventional health plans. Despite a brief stint in photography during college, David’s professional path has remained steadfastly rooted in the industry he now revolutionizes.
A Passionate Pursuit
David’s fervor for benefits and health insurance has been the bedrock of his 30-year career, characterized by a shift from traditional brokering to a pioneering model. His personal commitment transcends professional rhetoric; he actively integrates the principles he advocates into his own healthcare decisions. This authenticity serves as a catalyst, challenging industry norms and underscoring the importance of consistency and integrity.
Recognizing the transformative potential of education, David engages in teaching and mentoring initiatives, aiming to create a ripple effect that encourages others to embrace similar models. His approach involves challenging the status quo, questioning inconsistencies, and leading by example, fostering a paradigm shift towards consistency and integrity.
Empowering Through Education
E Powered Benefits not only offers a comprehensive benefits package but focuses primarily on revolutionizing the cornerstone of employment decisions: the health plan.
Amidst escalating healthcare costs, David Contorno advocates for empowering individuals with knowledge about financial assistance programs offered by non-profit hospitals under IRS Code 501r. Despite Americans being eligible for substantial bill reductions or waivers, hospitals often steer patients towards alternative payment options. David urges consumers to proactively understand and leverage these programs, emphasizing the significant tax benefits provided by non-profit hospitals.
David believes that education plays a pivotal role in achieving his goals. He actively engages in teaching and mentoring endeavors, reaping significant returns on his investment. By imparting his knowledge and experiences, David focuses on mentoring consultants individually, instructing the CHVA course developed by his partner Emma Fox, and frequently speaking in educational settings.
Furthermore, David practices what he preaches when it comes to healthcare consumption, applying the same metrics and principles that he advises his clients to use when making healthcare decisions for himself and his family. It is essential to him that people recognize his commitment to action rather than mere words.
Over the years, David has been recognized as the Forbes Most Innovative Insurance Broker, BenefitsPro Broker of the Year, Validation Institutes Advisor of the Year, and has earned several other notable awards for his work in reforming the US healthcare system.
A Paradigm Shift for True Health
David’s vision extends beyond profit-driven healthcare; he advocates for a system where profits arise from keeping individuals healthy. Rejecting the notion that healthcare systems must collapse if society attains true health, he envisions a scenario where everyone can access quality and affordable healthcare without financial burden. His call for a paradigm shift resonates in a society grappling with rising costs and subpar clinical outcomes.
David’s most significant professional risk was the decision to stop selling traditional healthcare plans. Instead, he chose to tie his compensation to effectively reducing costs—a departure from the common practice where brokers and consultants are rewarded when their clients’ expenses rise. Additionally, he committed to actively participating in the care and well-being of each member on every plan they service.
E Powered Benefits distinguishes itself by offering completely transparent health plans, certified by www.AFHCA.org. Unlike conventional models, where employers contribute to a nebulous system, David’s plans prioritize clarity and accountability.
This shift in approach has yielded positive outcomes both clinically and financially. By actively engaging in members’ healthcare, David’s company has achieved improved clinical outcomes while simultaneously saving employers substantial amounts of money. Furthermore, they have gone the extra mile by waiving all members out-of-pocket costs, ensuring that individuals can access the necessary care without worrying about financial burdens that may jeopardize their basic needs, such as housing and food.
Driving Change
As a sought-after speaker and contributor, David Contorno actively participates in shaping conversations around healthcare. His ability to simplify complex concepts into relatable stories resonates with business owners and individuals alike. By shedding light on the flaws in the current healthcare model, he aims to inspire a collective shift in thinking and foster a society where quality healthcare is accessible to all.
David’s vision is focused on domestic expansion rather than global reach. He aspires to build a community of consultants, employers, and employees/patients who will challenge the flaws within the healthcare system, which is both detrimental and exorbitantly expensive. His goal is to create incentives for healthcare providers to prioritize better clinical outcomes, complete price transparency, and genuine honesty. David urges every business owner and patient to apply the same metrics, incentives, and intelligence they employ when making other purchasing decisions.
E Powered Benefits’ departure from traditional healthcare plans represents a significant professional risk that has reaped rewards. The company’s commitment to active member engagement has resulted in improved clinical outcomes and substantial cost savings for employers. By waiving out-of-pocket costs, E Powered Benefits ensures that individuals can access essential care without financial worries.
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